PNPM - finance independence

Monthly Archive: January 2019

An annuity is a contract with an insurance company which makes a series of payments at regular intervals. Annuities are most often bought for future retirement income. Only an annuity can pay an income that can be guaranteed to last as long as you live.   An annuity is neither a life insurance nor a […]

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Estate Planning for Business Owners:  Have you Planned your Exit? Unfortunately, many statistics show that family-owned businesses don’t survive the first generation. You’ve worked hard to establish your business and build a secure future for your family. Your business is likely the most valuable asset in your estate. The many issues involved in passing on […]

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“Compound interestis the eighth wonder of the world. He who understands it, earns it, he who doesn’t, pays it.” – Albert Einstein More than 950 companies have cut their dividends in 2015 and 2016 according to Stockwatch.com. And some cuts have been huge, from Nextstar Broadcasting who completely eliminated its dividend to Peabody Energy with […]

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Having a clear and well-organized business plan is the best way to tackle the challenges that come with beginning a company. Here are four financial tips to get started: 1. A basic business plan should clearly identify your target audience, what you offer at what price, and how you will accomplish it. An easy-flowing process […]

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